As part of our policy, we offer the following:

• Coverage for fiberglass, steel, aluminum and wood hulls.
• Coverage for older vessels with recent marine surveys.
• Coverage for sailboats and power boats including runabouts, ski boats, pontoon boats, aluminum jet drive boats, bass boats, etc.
• Protection & Indemnity liability with provisions for wreck removal, pollution cleanup and Federal Longshoremen's and Harbor Worker's Compensation Act coverage.
• No "Patch and Paint Clause". Paint repairs are not restricted to the damaged area only.
• Losses to personal effects are settled on a "Replacement Cost" basis
• Coverage can include liveaboard
• Coverage for electrolysis damage
• Total losses are treated on a "Declared Value/Agreed Value" basis for Hull and Machinery, which means    the Insurance Company will pay the limits shown with no deduction for depreciation
• Reimbursement of Emergency Expenses - Coverage up to $1,000 limit; will respond in the event the boater runs out of fuel or experiences a mechanical failure which may otherwise not be an insured peril. Use of this coverage will not be considered a claim against the policy.
• $1Million limit for Uninsured/Underinsured Boater Protection - Covers bodily injury when involved in a collision with an uninsured or underinsured boater.
• $2Million Protection & Indemnity marine liability limit.
• Water skiing liability limit included up to $1Million.
• Coverage can include incidental skipper charters and incidental business use.
• $2,000 limit for Personal Effects included for vessels under $250,000 in value
• $10,000 limit for Personal Effects included for vessels over $250,000 in value
• $5,000 limit Medical Payments included.